Comments on: 12 Reasons Why Canadian Banks Should Really Offer Mobile Services

By: Making Sense of Mobile Application Development | Mobile Strategy

Making Sense of Mobile Application Development | Mobile Strategy — Fri, 02 Oct 2009 01:04:54 +0000

[...] will develop this topic further in the coming weeks (after I get some more mobile banking posts under my [...]

By: Mobile Banking in Canada Enabled by Wider, Deeper and Broader Wireless Phone Usage | Mobile Strategy

Wed, 30 Sep 2009 16:15:21 +0000

[...] post is part of the series we began last week: 12 Reasons Why Canadian Banks Should Really Offer Mobile Services. As a Canadian consumer of financial services I want those services on my mobile now! This is all [...]

By: Mobile banking in its infancy in Canada but smartphones will push up its use | Mobile Strategy

Wed, 30 Sep 2009 15:18:01 +0000

[...] in Canada (to my amazement). The story really reflects why we started our series here entitled -12 Reasons Why Canadian Banks Should Really Offer Mobile Services. It sounds like it should have been written 3 years ago… The growing popularity of [...]

By: Mobile Banking “Report Card” From ABI Research | Mobile Strategy

Mobile Banking “Report Card” From ABI Research | Mobile Strategy — Thu, 10 Sep 2009 16:55:48 +0000

[...] of Mobile Banking… ABI Research issued the following Press Release: 29 US Banks Receive Mobile Banking [...]

By: Jose HC

Jose HC — Mon, 31 Aug 2009 17:22:04 +0000

Hi Fabio – Good point. At the end of the day it is the Customer that should drive the banks to offer these services. But that is the point of the series… I am making a case that the Canadian market is in fact ready for this.

The lack of choice in the financial services industry in Canada – the few large banks are all pretty much the same one from the other – doesn’t force the players to innovate at any great speed.

Who suffers at the end? Canadian consumers.

Take a look at the latest post in the series – Mobile Banking in Canada (Reason 1): Wider, Deeper and Broader Wireless Phone Usage.

If you have a counterpoint that you would like to include in the series I would love to give you some space on the blog for you to do so.

Thanks again for your comments.

By: FABIO MICHELOTTI

FABIO MICHELOTTI — Thu, 27 Aug 2009 00:31:00 +0000

would find much more interesting to talk about “The 12 Reasons Why Canadian PEOPLE Should Really USE Mobile Services” instead…
… And I guess bankers too!

Indeed, we are missing the key issue here: that is THE CUSTOMER VOICE.

By: Carnival of Mobilists #188 at WIP Jam Sessions – Connecting Developers

Carnival of Mobilists #188 at WIP Jam Sessions – Connecting Developers — Mon, 24 Aug 2009 19:12:07 +0000

[...] Colucci at MobileStrategy, who blogs as a Canadian consumer of financial services. His article, “12 Reasons Why Canadian Banks Should Really Offer Mobile Services” is very interesting. Mobile banking… hmmm – stay [...]

By: Mobile Strategy Calling « Mobile Manifesto

Mobile Strategy Calling « Mobile Manifesto — Fri, 21 Aug 2009 16:47:46 +0000

[...] Jose Colucci writes a manifesto (or offers a 12 step program) on why Canadian banks should offer mobile banking [...]

By: David Eads

David Eads — Fri, 21 Aug 2009 15:54:30 +0000

Jose, I have spend a significant amount of time discussing mobile with Canadian banks.

Canada is in a unique position in that almost all the banks have had mobile internet sites since the early part of this decade. Some of those sites are gone now, but both the banks and the consumers have experience with mobile banking.

Interestingly, while doing some SEO last week, I found that TD Mobile Banking was one of the highest rated searches related to mobile in Canada. There appears to be tremendous pent up demand waiting for an offering with modern usability benefits and features (e.g. native RIM & iPhone applications).

Canada’s more straightforward payment system (Interac, etc.) and the general spirit of cooperation in the business community also bodes well for Canada to quickly leapfrog American once the process starts.

I think the entire community is watching the EnStream ZoomPass launch as a litmus test. If EnStream is successful, we may see a tremendous amount of resources put behind mobile financial services in Canada.

By: Jose HC

Jose HC — Thu, 20 Aug 2009 17:12:18 +0000

Thanks for your comments so far.

I think we all agree on the value proposition presented if we mobilize financial services… and I continue to hear announcements on the topic. But I am still waiting for it up here… in Canada!

It will happen. Canadian banks can not ignore the mobile channel much longer.